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Table 3 CHE at 5, 10 and 15% level, India, 2014

From: Does spending matters? Re-looking into various covariates associated with Out of Pocket Expenditure (OOPE) and catastrophic spending on accidental injury from NSSO 71st round data

Co-variates 5% 10% 15%
Age
 less than 15 70.1 48.1 34.6
 15–29 75.0 56.9 45.1
 30–59 71.9 55.2 44.6
 60+ 72.5 58.2 49.0
Sex
 Male 74.4 56.7 45.7
 Female 67.5 51.4 40.6
Education levela
 Illiterate 71.3 56.7 45.9
 Up to primary 71.6 53.4 41.5
 Up to secondary 73.1 54.8 44.5
 Graduation and above 75.8 57.8 44.8
Residence
 Rural 75.2 57.8 46.3
 Urban 69.2 52.1 41.7
Caste
 Scheduled Tribes 69.2 47.2 34.1
 Scheduled Castes 73.1 57.1 46.2
 Backward Classes 72.7 54.9 44.8
 Others 73.1 57.0 45.4
Religion
 Hindu 72.8 56.1 45.6
 Muslim 69.5 51.5 41.7
 Others 73.7 52.8 34.6
Household size
 1–3 member 77.3 62.3 52.2
 4–6 members 71.7 53.9 42.5
 7 + members 69.9 52.0 41.1
Wealth quintile
 Poorest 79.1 66.1 54.6
 Poorer 74.5 57.2 47.6
 Middle 74.7 56.1 43.5
 Richer 69.1 52.2 41.9
 Richest 67.9 48.4 37.0
Level of care
 Public 52.2 32.8 23.4
 Private 86.7 71.0 58.8
Insurance coveragea
 Not covered 73.9 56.3 45.0
 Covered 68.1 51.3 40.8
Survival status
 Dead 68.2 55.8 48.2
 Alive 72.7 55.2 44.1
Duration of stay
 1–2 days 44.0 22.0 13.4
 3–7 days 74.5 53.6 39.5
 8–14 days 86.7 73.9 64.0
 14+ days 91.8 84.0 75.4
Source of finance
 Household income and saving 66.1 47.4 36.2
 Borrowings 89.7 75.3 64.5
 Other sources 79.7 66.8 57.7
Regions
 North 69.1 51.4 39.9
 Northeast 70.1 43.9 29.1
 East 72.8 55.6 44.6
 Central 74.0 57.7 47.5
 West 79.8 64.7 53.3
 South 69.9 53.7 43.7
Total 72.5 55.3 44.3
  1. Source: Authors’ estimates from NSSO survey, 2014
  2. aBased on 3910 cases