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Table 2 Socio-economic differentials in OOPE (in INR), India, 2014

From: Does spending matters? Re-looking into various covariates associated with Out of Pocket Expenditure (OOPE) and catastrophic spending on accidental injury from NSSO 71st round data

Co-variates Medical Transport Non-medical Total (Including reimbursement amount) Total (Excluding reimbursement amount)
Age
 less than 15 12,822 589 1234 14,646 14,165
 15–29 24,535 937 1908 27,380 25,782
 30–59 26,606 914 1938 29,457 27,224
 60+ 30,567 1097 2376 34,040 33,309
Sex
 Male 26,173 988 2094 29,255 27,542
 Female 21,337 674 1380 23,391 22,116
Education levela
 Illiterate 18,782 785 1568 21,135 20,849
 Up to primary 20,182 906 1832 22,920 22,248
 Up to secondary 28,415 878 2084 31,377 29,367
 Graduation and above 38,660 930 2000 41,589 34,851
Residence
 Rural 21,930 979 1863 24,772 24,127
 Urban 30,691 765 1997 33,453 30,008
Caste
 Scheduled Tribes 12,589 762 1774 15,126 14,917
 Scheduled Castes 19,978 791 1822 22,591 21,537
 Other Backward Classes (OBC) 24,130 891 1872 26,894 26,073
 Others 31,507 1030 2042 34,579 31,243
Religion
 Hindu 26,126 927 2014 29,066 27,597
 Muslim 18,250 779 1234 20,263 17,858
 Others 23,429 909 1987 26,325 24,752
Household size
 1–3 member 25,892 846 1903 28,640 25,909
 4–6 members 23,716 890 1827 26,433 24,887
 7 + members 27,871 1025 2185 31,081 30,486
Wealth quintile
 Poorest 15,579 1116 1524 18,219 18,086
 Poorer 18,355 770 1462 20,587 20,446
 Middle 18,460 746 1570 20,775 19,110
 Richer 25,312 799 2023 28,134 27,113
 Richest 47,496 1217 3008 51,720 46,467
Level of care
 Public 7014 746 1426 9186 8869
 Private 36,261 1008 2215 39,483 37,071
Insurance coveragea
 Not covered 24,466.00 881.00 1861 27,208 27,049
 Covered 25,565.00 826.00 1936 28,327 21,722
Reimbursement status
 Received 66,720 1223 22,167 70,159 24,691
 Not received 23,392 895 1897 26,184 26,184
Survival statusa
 Dead 29,365 1794 2605 33,764 33,661
 Alive 24,723 868 1878 27,469 25,805
Duration of stay
 1–2 days 4858 354 400 5613 5422
 3–7 days 18,638 842 1320 20,801 19,143
 8–14 days 32,199 1181 2433 35,813 34,170
 14+ days 60,380 1595 4833 66,809 63,385
Source of financing
 Household income and saving 20,163 727 1528 22,419 21,157
 Borrowings 35,378 1260 2780 39,400 36,973
 Other sources 29,573 1231 2225 33,031 31,418
Regionsb
 North 23,729 1046 1990 26,765 24,196
 Northeast 8970 683 1329 10,982 10,641
 East 19,256 1038 1555 21,850 19,776
 Central 25,560 816 1671 28,048 27,654
 West 35,611 905 1928 38,443 36,187
 South 24,520 836 2231 27,586 26,203
Total 24,916. 906 1909 27,731 26,132
  1. Source: Authors’ estimates from NSSO survey, 2014
  2. aBased on 3910 cases
  3. b North: J& K Himachal Pradesh, Punjab, Chandigarh, Haryana, Delhi, Rajasthan; Northeast: Sikkim, Arunachal Pradesh,, Nagaland, Manipur, Mizoram, Tripura, Meghalaya, Assam; East: Bihar, West Bengal, Jharkhand, Odisha; Central: Uttar Pradesh, Chhattisgarh, Madhya Pradesh; West: Gujrat, Daman and Diu, Dadar and Nagar Haveli, Maharashtra, Goa; South: Andhra Pradesh, Karnataka, Lakshadweep, Kerala, Tamil Nadu, Pondicherry, Andaman and Nicobar, Telangana
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Health Economics Review

ISSN: 2191-1991

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